No health insurance? No driving in Oklahoma
If you’ve got no health insurance and you live in Oklahoma, you’re not alone. We’ve got the 4th highest percentage of uninsured residents in the US, according to a recent study. Well, Kim Holland, Oklahoma’s Insurance Commissioner, has held a Summit on the High Cost of Health Insurance to come up with recommendations and suggestions to help get more Oklahomans insured, and at the 4th one held just this month she came up with some horrible ideas.
Barring a law requiring the purchase of health insurance, which Holland concedes would be a political long shot, “inducements” that penalize those who fail to insure themselves would help, she said.
Among the possible inducements Holland proposed was forfeiture of football season tickets […] forfeiture of lottery or gaming winnings, loss of state income tax deductions or licenses to drive, hunt or fish.
“None of those are very pleasant, but there needs to be a consequence,” Holland said.
Ok, let’s let that sink in. She thinks a solution for getting people health insurance is the penalize them. I think she, and anyone who supports this measure, suffers from having privilege. She’s never had to work an hourly wage job where you aren’t even eligible for health insurance until you’ve worked there 6 months. Or because they don’t offer you enough hours. Or been laid off (like the many thousands this year due to the economy). Or had a health condition where you can’t work. Or had to care for a family member who can’t work. And on and on.
I’m lucky that I’ve not had to worry about a job or health insurance for a while, thanks to government employment. But just like many of my friends, there was a time I was without health insurance for a while. I had just graduated with a Bachelors, but couldn’t find a job, thanks to the mid-90s recession. I worked two jobs for a while, but ended up moving back to Oklahoma where I worked in convenience store; another hourly wage job where I didn’t qualify for insurance until I worked there for 6 months. I finally got a better paying job with insurance, but there are way too many people who aren’t as lucky. And Holland’s ideas will hurt them way too much.
I mean…taking away their drivers license won’t “make them” get insurance. It will just create more drivers who don’t have a license, which in turn will have them not be able to get car insurance. Not to mention just do basic living. Oklahoma doesn’t have a very good public transportation system, so how are these people going to get to work? Or buy groceries?
And lest you think Holland is alone in her thinking, just listen to State Rep. Kris Steele, co-chair of the House Health Care Reform Task Force:
[R]equiring Oklahomans to purchase health insurance is not a popular stance among lawmakers.
“I believe the place to start is to create a situation within our state that people are without excuse for not having health insurance,” Steele said. “Once we get to the point where people are without excuse, then we create the incentives.”
Those incentives would include rewarding those who obtain insurance and punishing those who don’t, said Steele, R-Shawnee.
“You need the carrot and the stick,” he said.Holland said the use of inducements, such as revoking in-state tuition discounts for uninsured Oklahomans, would send a message. “We have developed this culture over the years that some don’t feel like they have to pay their medical bills,” she said.
Way to stereotype the poor, guy. Uninsured people aren’t just sitting around thinking “Hey, I think I’ll just not get insurance and avoid paying my medical bills so I can go to a football game and play the lottery!”
Is Obama’s plan the solution? Well, it’s got to work better than just threatening people into doing what you want. If you’re as pissed about this as I am, let them know.
Contact Kim Holland at the Oklahoma Insurance Department. There’s an email form on the page, along with a snail mail address and phone number.
Contact Kris Steele by email, or phone his office at the Capitol. (405) 557-7345 Would it surprise you to learn he’s a Baptist minister? Yeah, me neither.
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